Business Credit (0% Cards)
How Business Credit Works
Business credit is the foundation of our funding system.
  • These are 0% interest business credit cards you can use for 6–18 months.
  • Typical approvals range from $50K–$200K.
  • Clients can often repeat the process every 6–12 months for new rounds of funding.
Why This Matters
No Documents Required
No documents, no W2s, no tax returns required.
Only 2 main qualifications:
Who Qualifies?
  1. A registered LLC.
  1. A strong personal credit profile.
  • 700+ credit score.
  • No late payments in the past 2 years.
  • $15K+ in revolving credit limits already established.
Positioning: Why Business Credit First
  • It's the easiest product to get approved for.
  • Perfect for new business owners or those wanting to scale quickly.
  • Works for almost every avatar (real estate investors, coaches, small business owners, etc.).
  • Business credit cards also help build your corporate credit profile (EIN-only funding). This means in the future, you can qualify for bigger loans, lines of credit, and corporate cards that don't require your personal credit at all.
Commission Example
$2K
Your Commission
On a single $100K deal
How It Works
  • Client secures $100K in 0% business credit.
  • We charge a 10% backend fee ($10K).
  • You earn 20% commission = $2K on that single deal.
Our Proven 5-Step Strategy
This strategy is how we routinely help clients access $100K–$200K at 0%.
01
Optimize personal credit profile.
02
Structure the LLC correctly
(safe NAICS codes, proper setup).
03
Leverage banking relationships
with managers for higher approvals.
04
Use the right data points
on applications to avoid declines.
05
Apply in the correct sequence
across banks/bureaus to maximize approvals.
Important Notes
Credit Cards, Not Lines
Business credit = credit cards, not a line of credit.
Cards can be used for 95% of expenses: marketing, hiring, leads, equipment, etc.
For things like closing costs or down payments, you'll need to liquidate. That's why we offer a liquidation service to turn credit into cash when needed.
Protects Personal Credit
Business credit cards don't appear on personal credit reports. All accounts report on the business side only, protecting your personal utilization and score.
We can also wipe inquiries after applications, so your score isn't negatively affected.
Action Step

👉 Post in the community one business idea or expense you (or your client) could fund with $100K at 0%.